Calculators
Planning for your retirement can feel bewildering, particularly when you’re trying to better understand how today’s decisions might affect future income.
Speak to a Pension Expert
Our range of pension and retirement calculators are designed to help you make sense of your options and give you a clearer picture of where you stand.
No matter if you’re looking to better understand how much you might need in your pension pot in order to retire comfortably, estimate how long your pension could last, or to consider the impact of drawdown or consolidation, our helpful tools provide a helpful starting point. They allow you to model a range of different scenarios, understand potential outcomes, and see how changes to your contributions or retirement age might influence your plans.
Each calculator is built to be simple and practical to use. By entering a few details about your savings, income or retirement goals, you’ll be able to quickly generate estimates that help to guide your next steps. While these calculators are not intended to replace professional advice, they can help you ask better questions and approach retirement planning with a clearer understanding of your options and greater confidence.
We’ve designed these tools to be helpful in a range of different scenarios. Whether you’re considering combining your pensions, thinking about accessing your pension savings, or reviewing your retirement strategy as circumstances change, our calculators can help you to develop a clearer picture of how your retirement income might look based on a series of different assumptions.
Should your results raise questions or highlight potential gaps in your current planning, speaking to one of our qualified advisers can help you explore suitable options in more detail. Our advisers can explain how your choices fit within today’s pension rules and help you develop a plan tailored to your circumstances.
Take a look at the calculators below to start building a clearer picture of your retirement future.
Drawdown Calculator
A pension drawdown calculator can help you explore how your pension savings might provide income in retirement and how long that income could last. For people considering flexible access to their pension, a drawdown calculator offers a practical way to test different scenarios before making any decisions.
State Pension Age Calculator
By entering a few details about your savings, income or retirement goals, you’ll be able to quickly generate estimates that help to guide your next steps.
Annuity Calculator
An annuity calculator estimates the income you could receive by converting some or all your pension pot into a guaranteed income. It uses assumptions based on your age, health, pension value and the type of annuity you choose.
